Regardless of whether you own a service-oriented business or one that primarily sells products, using the Web to accept payment is becoming a “must” in today’s economy. Nowadays, more people pay their bills online than ever before. People use credit cards to pay for more than half of what they spend (either because they’re broke and need to revolve, or because they value the itemized statement to track their budget each month). So, where does that leave YOU as a business owner with an online Web presence?

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